Vision Insurance Plan of America offers a wide variety of plan designs to suit your needs. Below you will find some information on and examples of some of the different plans we offer to our providers and members.

Benefit Plan Designs:

Standard Design

  • Employer Paid (Full Participation) programs or Voluntary (Employee Paid) Plans
  • Dual Choice of Provider Network or Non-Provider Schedule
  • Full service: Examination and Materials Benefits
  • Materials Only coverage to compliment group medical insurance vision examination
  • Full Participation Exam Only
  • 24 month rate guarantee
  • 24 month renewal guarantee
  • Limited Family Rates - Defined as Employee & Spouse or Employee & Child(ren)

Frequency Options

  Platinum Gold Silver Bronze
Examination 12 Months 12 Months 12 Months 24 Months
Frames 12 Months 24 Months 24 Months 24 Months
Lenses 12 Months 12 Months 12 Months 24 Months
Contacts 12 Months 12 Months 24 Months 24 Months


Deductibles

Choice of $0, $10, or $20. Deductible only applies to the first service used once each year per covered person.

Benefit Maximums

  100 Plans 70 Plans 50 Plans
Frames $100 $70 $50
Contact Lenses $125 $100 $75


Custom Plan Designs

  • Self-funding administration
  • Variations of the standard benefits
  • Chamber and association plans
  • Voluntary participation discount (available on groups of 50 or larger)

Illustrations of VIPA Plans
VIPA 100 Plan
VIPA 70 Plan
VIPA 50 Plan